Health Insurance

Insurance Reimbursement

Enjoy Long Island’s
Best Health Club

And Get Money Back!

Money Back on Your Membership?

Whether or not you’re a supporter of the Affordable Health Care Act (ACA) there’s a feature of the plan that you should be taking advantage of: reimbursement of your heath club membership dues! You read that right—many health insurance providers in New York are now offering money back on your health club dues. We’ve done a little digging—details on the ACA are a tad hard to find—and have compiled the details of the basic benefits offered by the major New York insurance providers. You may be surprised, as we were, to find out that many are offering very generous reimbursements, ranging from $100 to as much as $600! Most require a certain number of visits to the gym to qualify, typically 50 in a 6 month period. That’s twice a week. Most FI members cover that with ease. Moreover, our new online account services make it a snap to download your attendance records so providing proof of membership and attendance is a snap.

Next Steps…

You should definitely check (see below for basic info and links) to see if your insurance carrier participates, and contact them for the specifics of the coverage that applies to you. Otherwise, you’re probably leaving money on the table. And let your friends know, too. Don’t let them settle for a cheap, inferior gym experience when they could be enjoying Fitness Incentive for a similar cost. Friends don’t let friends join crummy gyms, right?

Health Insurers offering Health Club Dues Reimbursement

*Note: The information below is not guaranteed. Benefits may vary from what is posted here. Companies can add, drop or change benefits at any time. You must speak with your individual insurance carrier about your specific plan’s benefits.

Anthem Blue Cross Blue Shield

You or your family can get up to $200 per subscriber contract, per calendar year for membership dues at a fitness center. You just need to exercise regularly. Because plans vary, you will want to make sure you’re eligible for
this fitness reimbursement program. Just call the Customer Service number on the back of your ID card.

To qualify for your reimbursement, you must meet the minimum exercise requirements: Exercise at your fitness center 48 times within the calendar year. Each time you exercise, record it on your Fitness Reimbursement Program Log Card and ask a fitness center staff person to initial it, or
get a copy of your fitness center’s computer printout.

Reimbursement steps:
1. Pay your fitness center dues and keep the receipt(s). Receipts must be original and include the name of the fitness center, description of the membership purchased, date of payment, amount paid and the
name of the person using the membership. If your fitness center dues are electronically debited from your bank account, ask for a receipt or submit
copies of your bank statements with the specific withdrawals circled.
2. Start your exercise program. Use the Fitness Reimbursement Program Log Card to record each time you exercise and ask a fitness center staff
member to initial it. Or, use your fitness center’s computer print out.
3. Complete the Fitness Reimbursement Form.
Instructions are on the back of the form. Get the form here: http://www.anthem.com/shared/nh/f4/s3/t0/pw_002396.pdf
4. Mail your completed Fitness Reimbursement Form,

Fitness Reimbursement Program Log Card and original receipt(s) to:
Claims Department
Anthem Blue Cross and Blue Shield
P.O. Box 533
North Haven, CT 06473-0533

Capital District Physicians Health Plan

Fitness Center Membership Fee Reimbursement (up to $240) & Participation Reimbursement (up to additional $160) with 50 visits in a 6-month period.

800-777-2273
http://www.cdphp.com/

Cigna

Healthy Rewards(R) discount program to include savings on health and fitness club memberships.

.

800-870-3470
https://www.cigna.com/healthyrewards

Empire Blue Cross Blue Shield

PPO plan: Every six months, employees and their covered dependents are eligible to receive reimbursements of gym membership fees up to $200 and $100 respectively. Needs 50 visits in 6-months.

845-695-3527
https://www.empireblue.com/health-insurance/home/overview

Fidelis Care

$200 for 50 visits in a six-month period, and an additional $200 for 50 visits in a second six-month period, for a total of $400 for the entire plan year. Spouse can receive $100 for 50 visits in a six-month period, and an additional $100 for 50 visits for the second six-month period, for a total of $200 for the entire plan year.

888-FIDELIS
www.fideliscare.org

Health Republic

You may be reimbursed up to $200 on gym membership fees if you go to the gym at least 50 times within a consecutive six-month period. In addition, if your spouse or domestic partner is also actively enrolled and covered under your Health Republic plan, then he or she may be reimbursed up to $100 for going to the gym at least 50 times within a consecutive six-month period.

888.990.5702
website: https://newyork.healthrepublic.us/

MVP Health Care

Every six months, employees and spouse are eligible to receive reimbursements of gym membership fees up to $600 total.Needs 50 visits in 6-months.

800-684-9286
https://swp.mvphealthcare.com

North Shore-LIJ CareConnect

Every six months, employees and their covered dependents are eligible to receive reimbursements of gym membership fees up to $200 and $100 respectively. Needs 50 visits in 6-months.

855-706-7545
http://www.nslijcareconnect.com/

Oscar

You may be reimbursed up to $200 on gym membership fees if you go to the gym at least 50 times within a consecutive six-month period. In addition, if your spouse may be reimbursed up to $100 for going to the gym at least 50 times within a consecutive six-month period.

877-751-9310
https://www.hioscar.com/

United Healthcare Oxford

Every six months, employees and their covered dependents are eligible to receive reimbursements of gym membership fees up to $200 and $100 respectively. Needs 50 visits in 6-months.

800-444-6222
https://www.oxhp.com/

United Healthcare

The UnitedHealthcare’s Wellness Fitness Reimbursement Program (Fitness Incentive is a participating gym) will reimburse you $20 per month (to an annual maximum of $240) for every month you visit a participating gym at least 12 times. The reimbursement will be deposited directly into your bank account or credited to your fitness center membership dues, depending on the fitness center you select.

800-860-8773
http://www.uhc.com/

For plans that require it, you can easily obtain proof of membership and attendance by directly accessing your Fitness Incentive account online. You’ll be able to see and print your check-in history, your payment history and your membership agreement.

To access your account, click here.

If you have any questions or concerns about accessing these records, or you would prefer that we access them for you, simply call or stop by the front desk on your next visit.